Net loan cold 2014 collapse of P2P platform 275
Category : dhypmuop
lead: in January 2015, the overall volume of net loan industry reached 35 billion 782 million yuan, down 3.49% from the previous month. Cash withdrawal difficulties, can not wait for a total of 69 P2P platform problems.
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lending companies, the beginning of the end of the whole industry is "cold period". Net loan portal net loan home recently released January net loan monitoring report shows that in January 2015, net loan industry as a whole turnover of 35 billion 782 million yuan, down from last month by 3.49%. Cash withdrawal difficulties, can not wait for a total of 69 P2P platform problems, the number of last year’s problem platform is 1/4.
report pointed out that the advent of the Spring Festival, a significant increase in the liquidity needs of investors, investors have some money back, so that in January net loan volume fell, net loan volume will further decline during the spring festival. In addition, in recent years, the problem of net loan platform, resulting in some funds have pulled out of a small platform.
but can not be ignored is that, although in January this year, net loan industry turnover fell, but the turnover is 3.04 times the same period last year, the industry is still in the uplink.
net loan home data show that as of the end of 2014, China’s net loan operating platform up to 1575. Cumulative annual turnover of up to 252 billion 800 million yuan, is 2013 times of 2.39. Full year cash withdrawal difficulties or failures of the P2P platform reached 275, compared with 2013, a substantial increase in the issue of 76 platforms.
analysis of thousands of Internet financial report released recently" Ten Trends of P2P industry pointed out that the domestic P2P platform for the valuation of imagination is broad, but in view of the policy environment is not clear, and the enterprise, uneven in quality model is similar, the overall risk control system is weak, the risk can not be ignored.